Investor Relations

Top Management
Top Management
Top Management
Top Management

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Top Management
Top Management
Board of Directors
Department Managers
Top Management
Top Management
Melikşah UTKU (General Manager)

Mr. Utku was born in Ankara in 1968. He graduated from Mechanical Engineering Department of Boğaziçi University (Istanbul, 1990). He completed his graduate studies in London School of Economics (1990-1992) and Master’s Degree on economic development in Marmara University (Istanbul, 1998). In 2004, he served as consultant to General Manager of Albaraka Turk. In 2006 - 2007, he was head economist in Albaraka Turk. In addition, he was an economics columnist for Yeni Şafak newspaper for over 10 years (1995-2009). He later worked as Investor Relations Manager from 2007-2009. He continued as CIO - Assistant General Manager in December 2009 and was appointed as CFO - primarily responsible for Financial Affairs, Budget and Financial Reporting and Corporate Communication Departments. He was a board member of Borsa Istanbul from 2013 to 2016. Currently he is the acting General Manager of Albaraka Turk since October 2016. In addition he is the President of Participation Banks Association of Turkey.

Turgut SİMİTCİOĞLU (Senior Assistant General Manager)

Born in Erzurum in 1961, Mr. Simitçioğlu received his degree from Education Faculty in King Suud University (Saudi Arabia, 1989). He started his professional career as an officer in the central branch of Albaraka Turk (1990) later advancing to Assistant Chief and Chief (1993-1997), Second Manager and Assistant Manager (1997-2001) positions within the same branch. Between 2001 and 2003, he became Vice Manager within the branch and then in the Corporate Banking Department. Mr. Simitçioğlu then became Manager of central branch in 2003 until 2009. In 2009, he was appointed as Assistant General Manager primarily responsible for Credits Operations, International Banking Operations, Payment Systems Operations, Banking Services Operations and Risk Follow-Up Departments. As of January 2017, he was appointed as Senior Assistant General Manager.

Assistant General Managers responsible against Mr. Simitcioğlu;

Assistant General Manager of Sales

Assistant General Manager of Marketing

Assistant General Manager of Treasury and Financial Institutions

Mehmet Ali VERÇİN (Senior Assistant General Manager)

Mehmet Ali VERÇİN (Genel Müdür Yardımcısı)

Mr. Verçin was born in Kurtalan (Siirt) in 1962. He received his degree from the Department of Economics of the Faculty of Political Sciences in Ankara University. He worked for several private companies between 1984 and 1993 as manager of exporting affairs as well as marketing manager. He began working as a Specialist in Marketing Projects in Albaraka Turk in 1993. He was promoted as Chief, Second Manager, Assistant Manager and then onto Executive in the Project and Marketing Department (1993-2000) at Albaraka Turk. Mr. Verçin has been Assistant General Manager since 2005 responsible for Corporate Marketing, Treasury Marketing and Investment Projects Departments. As of January 2017, he was appointed as Senior Assistant General Manager.

Assistant General Managers responsible against Mr. Verçin;

Assistant General Manager of Information Technologies

Assistant General Manager of Operations

Assistant General Manager of Human Values

Temel HAZIROĞLU (Assistant General Manager)

Temel HAZIROĞLU (Genel Müdür Yardımcısı)

Mr. Hazıroğlu was born in Trabzon in 1955. He received his degree from the Department of Mathematical Engineering in Istanbul Technical University (1980) and completed his Masters Degree in Management Department of Social Sciences Institute at Istanbul Sabahattin Zaim University (Istanbul, 2015). He worked as Programmer, System Analyst and Assistant Manager of IT for Türkiye Emlak Bankası. He worked as the IT Manager at Albaraka Turk between the years of 1986 and 1991. Between 1992 and 1995, he worked in the trading sector as an independent consultant. In 1996, he was again appointed to Albaraka Turk where he worked as Manager of IT department and Deputy Manager of Human Resources and Administrative Affairs Department. Mr. Hazıroğlu had been Assistant General Manager between 2003 and 2017 primarily responsible for Human Values, Training and Organization, Performance and Career Management and Administrative Services Departments. Since January 2017 He is responsible for Financial Affairs Department, Financial Reporting Department, Strategic Planning Department, and Process Management and Organization Department.

Nihat BOZ (Chief Legal Adviser)

Born in Kars in 1963, Mr. Boz graduated from the Faculty of Law of Istanbul University (1985). After being a self-employed lawyer (1985-1987), he was appointed as lawyer to the Legal Affairs Department at Albaraka Turk in 1987. He later became Assistant Manager and Manager within the same department (1995-1996). Between 2002 and 2009, Mr. Boz was head legal consultant at Albaraka Turk. He had served as Assistant General Manager responsible for Legal Advisory and Legal Follow-Up Departments of Albaraka Turk since December 2009. Since January 2017 He has been the Assistant General Manager for Legal Advisory.

Ali TUĞLU (Assistant General Manager)

Born in 1969 in İstanbul, Mr. Ali TUĞLU graduated from the Department of Computer Engineering at Istanbul Technical University (1991). Between 1990 and 2003, he worked as an instructor in Virginia Tech University, ABD and he took his master degree in the field of computer science in the same university. In 1995, Mr. Ali TUĞLU began working as a software engineer for CGN & Associates Company and two years later, by transferring to Minerva he worked as the Manager of Software Group. Transferred to HP in 1998, for ten years Mr. Ali TUĞLU served as a Senior Consultant, a Senior Project Manager, a Consultancy Regional Manager of Turkey and International Departments. Between 2008 and August 2014, He worked as an Assistant General Manager responsible for Information Technologies at Bank Asya Participation Bank and since October 2014 he was appointed as Assistant General Manager responsible for Albaraka Turk Information Technologies. Mr. Ali TUĞLU has been an Assistant General Manager primarily responsible for Core Banking Applications Development, Information Technologies System Support, Customer Channels and Analytical Applications Development, Governance and Strategy of Information Technologies Departments.

Süleyman ÇELİK (Assistant General Manager)

He was born in Samsun in 1963. He graduated from Marmara University, Faculty of Economics and Administrative Sciences, Public Administration Department. In 1988, he started his working life in the Foreign Operations Department at the Albaraka Turk Participation Bank. Respectively, he worked in the Foreign Operations Department between 1988 and 1996, Fatih Branch between 1996 and 1997, and Ümraniye Branch between 1997 and 2000. But, in 2000, He resign from Albaraka Turk and began working at Türkiye Finans Participation Bank. Between 2000 and 2011, respectively, he was a manager at Ümraniye Branch, Sultanhamam Branch, Credit Operation Department and Human Resource Department. In 2011, he returned to Albaraka Turk Participation Bank and became a manager in the Üsküdar Branch. In 2012, he was appointed as a manager of Human Values Department and continued this duty until 2017. He was appointed as an Assistant General Manager in the month of January 2017 and he is responsible for Human Values Department, Education, Performance and Career Development Department, Administrative Affairs Department, and Construction and Real Estate Department.

Nevzat BAYRAKTAR (Assistant General Manager)

Nevzat Bayraktar was born in Bayburt in 1969 and graduated from Eskişehir Anadolu University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1993. Between 1993-1994, he studied English at Leeds Metropolitan University in England. After working in Esbank for about a year in Foreign Trade Department in 1995, he started to work as Assistant Specialist in Albaraka Türk Project and Marketing Department in 1996. In 2003, Bayraktar continued to work in Albaraka Türk as the second manager in the Central Branch. Between 2010 and 2016, Bayraktar became the Head of the Central Branch. As of January 2017, he was appointed as Assistant General Manager and he is responsible for Corporate Sales Department, Commercial Sales Department, Retail Sales Department, Regional Dept. & Branches.

Fatih BOZ (Assistant General Manager)

He was born in Edirne in 1973. In 1995, he graduated from the Faculty of Political Sciences, Ankara University. He has a master's degree in political science from the same school. In 1995-1998, he worked as a director for various companies. In 1998, he joined Albaraka Türk family as an inspector assistant in the Inspection Board. In 2003, he served as Deputy Director of Operations Department, Branch Manager in 2006-2009, Manager at Project Management Department in 2010-April 2011, and later as Credits Operations Manager. During his tenure, he worked on many bank projects. In January 2017 he was appointed as Assistant General Manager responsible for central operations 2017 and he is responsible for Credit Limit Management Department, Banking Services Operations Department, Foreign Trade Operations Department, Payment Systems Operations Department, Credits Operations Department.

Hasan ALTUNDAĞ (Assistant General Manager)

He was born in 1966 in Konya. He was graduated from Ankara University, Faculty of Political Sciences, Department of Economics. In 1986 he started to work for Yapı Kredi Bank. Until 1999, he served as Inspector, Operations Director and Operations Field Director respectively. He served as Sultanhamam and Merter Branches Manager at Asya Participation Bank for the period between 1999-2004. In March 2004, he was appointed as Sultanhamam Branch Manager to Albaraka Türk Participation Bank. He served as Regional Manager of Marketing at Albaraka Türk between 2005 and 2011, Director of Transformation Administration Office between 2011 and 2013, and Manager of Strategy and Corporate Performance Management between years 2013-2016. As of January 2017, he was appointed as Assistant General Manager and he is responsible for Product Management Department, Alternative Distribution Channels Department, Customer Experience & Analytics Department and Public Relations and Communication Department.

Deniz AKSU (Assistant General Manager)

Deniz AKSU, graduated from Middle East Technical University, Economics, started his banking career as a corporate portfolio manager in Pamuk Bank in 1995. He became Bursa District Manager in Yapı Kredi Leasing Corporation in 1997. After 1998, he continued his career as Corporate and Commercial Sales Head in CitiBank and in 2008 he got Senior Branch Manager position in HSBC. Aksu joined Albaraka Turk Participation Bank family in 2012 and after working as Corporate Marketing Department Head for 5 years, he became Assistant General Manager Responsible for Credit Risk in 2017. Aksu has 22-year work experience in financial markets is responsible for Credit Intelligence Management, Credit Risk Monitoring Management, Collection Management and Legal Supervision Management as an Assistant General Manager Responsible for Credit Risk.

Malek Khodr TEMSAH (Assistant General Manager)

Mr. Temsah was born in Beirut, Lebanon in 1981. He received his Bachelor of Business Administration from The George Washington University (Washington D.C., 2003). He completed his Master’s Degree in Business Administration from Thunderbird, the Garvin School of International Management (Arizona, 2006). In 2003, Mr. Temsah began his career with Bank of America Business Banking in Washington DC followed by his tenure at the London-based European Islamic Investment Bank between 2007 and 2009. In 2010 he joined leading global Islamic bank Albaraka Banking Group, Bahrain as Vice President of Treasury where he established & oversaw the sukuk desk until 2014. Since 2014, Mr. Temsah has been working with Albaraka Türk Katılım Bankası and is also currently a member of the board of directors for one of Morocco’s first Islamic banks where he serves on the audit and remuneration committee. He will be appointed as Assistant General Manager as soon as Banking Regulation and Supervision Agency approves the process and will be responsible for Treasury and Investment Banking Department, Financial Institutions and Investor Relations Department , Investment Projects Department.

Cenk DEMİRÖZ (Assistant General Manager)

Mr. Demiroz was born in Istanbul in 1973. He received his B.A. and M.A. degree in Economics from Bogazici University (1996 - ranking first within 119 Economics Graduates) and Cornell University (2000) respectively. He started his career as a Corporate RM at HSBC Bank in 2000 and served as Department Manager between 2002 and 2010 in Corporate and Commercial Credit Department. In 2010, he joined ING Bank as Co-Head of Commercial and SME Credit & Risk. He returned back to HSBC Bank in November 2010 assuming a Director role responsible from Corporate, Commercial and Financial Institutions Credit Approvals and Counterparty and Market Risk Management. As of February 2017, he joined Albaraka Turk as Assistant General Manager responsible from Corporate, Commercial and Retail Lending.

Board of Directors

Board of Directors

▼ Chairman :Adnan Ahmed Yusuf ABDULMALEK
Mr. Adnan Yusuf was born in 1955 in Manama (Bahrain). He studied Administrative Sciences in the Hull University (England) where he also completed his post-graduate degree. He commenced his banking career in 1973 at Habib Bank. He worked at the American Express Bank between 1975 and 1980 as assistant manager of credit transactions. He then held the following positions at Arab Banking Corporation (ABC) from 1980 onwards: Manager of main branch, deputy general manager and vice-chairman, director of global marketing and financial institutions division, head of Arab World division, vice-manager of subsidiaries and investments. In 1998 Mr. Yusuf became the chairman of ABC Islamic Bank (EC). He was then appointed as the general manager of Albaraka Banking Group (ABG) in March 2000. He took office as the CEO of Bahrain Islamic Bank during 2002-04. Since August 2004, he has been working as a board member and CEO of the ABG. In the board of directors of several banks in ABG family, Adnan Yusuf is either a member or chairman. He has been the chairman of the Board of Directors and the Credit Committee of Albaraka Türk since April 2005. Apart from above mentioned positions, Mr. Adnan Yusuf, who was awarded the “Banker of the Year 2004” at the World Islamic Banks’ Conference, is also vicepresident of Arab Banks’ Union (Lebanon) and chairman of Islamic Investment Bank of Europe (England).
▼ Vice Chairman :Yalçın ÖNER
Yalçın Öner was born in 1938 in the town Araç (Kastamonu). He had his degree from the Faculty of Political Sciences at Ankara University and completed his post-graduate study at Minnesota University (USA) on public administration. He started his professional career in 1959 at the Ministry of Finance as tax inspector. Later on, he began to work for the State Investment Bank in 1972 and for Yatırm Finansman Investment AŞ in 1978. He became the first general manager of Albaraka Türk in 1985 and held this position until 1996. Yalçın Öner has been board member since 1996. He has been the president of internal control and audit group from July 2001 onwards. He took office in our Bank as executive (resident) board member between April 2002 and January 2007. During the period December 2006 - March 2008 he was a board member responsible from internal systems and Audit Committee members of Albaraka Türk. He has been vice-chairman of the Board of Directors since April 2002.
▼ Board Member :Osman AKYÜZ
He was born in 1954 in the town Yomra (Trabzon). He has obtained his degree from the Faculty of Political Sciences, Ankara University. He has commenced his professional career in 1978 as a tax inspector at the Ministry of Finance. He was then transferred to Sezai Türkeş - Fevzi Akkaya Group as an auditor and financial consultant in 1983. In 1985, he started working as the manager of financial and administrative affairs in Albaraka Türk. Thereafter he worked as the manager of fund allocations (1991-94), assistant general manager (1994-95) and general manager of the Bank (1996-2002). Osman Akyüz is a member of the Credit Committee in our bank since November 2001 and executive (resident) board member since April 2002. Mr. Akyüz also holds a position in the Union of Turkish Participation Banks as secretary general since July 2002, as well as a board membership in the Istanbul Chamber of Commerce since April 2005.
▼ Board Member : İbrahim Fayez Humaid ALSHAMSI
He was born in 1949 in the Ajman city of the United Arab Emirates (UAE). Mr. Ibrahim Fayez had his degree in economics from the Arab University of Beirut in Lebanon in 1972. He commenced his professional career in 1969 at Bank of Oman as current accounts chief. Later on he became the manager of its Ajman branch (1971). He held the following positions: Manager of financial affairs at the Ministry of Housing & Town Planning of UAE (1972); assistant general manager at Abu Dhabi Fund for Arab Economic Development (1976); board member for European Arab Bank Holding in Luxembourg (1978), Board member for Industrial Bank of UAE (1983), Board member for Austrian Conference Centre Co in Vienna (1984) and Board member for Dubai Islamic Bank (1998). He also worked as chairman of Bangladesh Investment Co in UAE and manager of Arab Fund for Economic & Social Development in Kuwait (1983). He has been the CEO of the Emirates Islamic Bank in Dubai between 2004 and 2011. He has been a board member of Albaraka Tü rk since April 2005. He is also the chairman of Corporate Governance Committee.
▼ Board Member : Hood Hashem Ahmed HASHEM
He was born in 1965 in Bahrain, graduated from the faculty of Computer Engineering at King Fahd Petroleum & Mineral University in 1989 and completed MBA program in 2005 at Gramorgan University in Cardiff, UK. Hashem worked as analyst programmer at Bahrain National Oil Company between 1989 and 1996, and in August 1996 joined the Arabian Insurance Group (ARIG) as Senior Systems Developer. As a senior consultant Hashem worked in Bahrain for airlines computer datacenter of the SABRE Group during 1998-99 and at Arthur Anderson in 1999 and 2000. Hashem, who worked as Senior IT manager in Bahrain Islamic Bank between 2000 and 2007, joined Albaraka Banking Group (ABG) in 2007 February. Hood H.A.HASHEM was appointed as board member of Albaraka Turk in 2007.
▼ Board Member : Muhammad Zarrug M. RAJAB
He was born in Tripoli (Libya). He graduated from the Department of Accountancy at the University of Libya, and again he worked as a professor at the same university between 1967-1969 years. He has received Fellow Chartered Accountant certificate in the UK in 1967 (FCA). Between 1969-1972 and 1992-1994 he worked as the Auditor General in the Court of Libya. He then was the Libyan Ministry of the Treasury between the years 1972-1980. In the years 1985-1987 and 2004-2006 he worked senior positions in the Libyan Foreign Investment institutions. He worked as governor of the Libyan Central Bank in between 1987-1990. Between the years 1994-2004 he worked at Libyan Development Bank. He was board member from the year 1996 to 2004 the United Arab-Italian Bank UBAE, also a board member in the Islamic Development Bank (Jeddah) from 1994 to 2008. He was also a board member of "ITFC" (International Trade Finance Corporation) (one of Islamic Development Bank organization) from 2007 to 2011, and in the years 2006-2011 he also was a member of Board of Directors in Bahrain Islamic Bank "BISB". Then in 2011, he retired from public duties Libyan Government. Since 2006, he continued as a board member Karachi, Al-Mizan Bank (Pakistan) as well as he was appointed a board member of Albaraka Turk at the date of 24th December, 2015. He took up the position instead of previous board member is Mr. Khalifa Taha Hamood AL-Hashımı.
▼ Board Member : Mitat AKTAŞ
He was born in 1963 in Selendi (Manisa). Mr. Aktaş was graduated from the Economics department of Political Sciences Faculty at Ankara University in 1984. He completed his master’s degree in 1992 at the Vanderbilt University in the USA. He started his career by joining the Ministry of Finance as tax inspector in 1984. He started working in our Bank as the manager of financial affairs department in 1996. Between 2003 and 2008 he worked as the head of audit and inspection group in Albaraka Türk. Since March 2008, he has been working as a member of the Audit Committee and board member responsible for the internal systems of our Bank.
▼ Board Member : Hamad Abdulla A. EQAB
He was born in 1970 in the city of Manama, the capital of Bahrain. Mr. Eqab received his degree in accounting from the University of Bahrain in 1993. His professional career started by working as banks’ inspector for Bahrain Monetary Agency in the same year. In 1996, Mr. Eqab moved to the Bahrain office of Arthur Andersen Auditing & Consultancy firm as an insurance auditor. He worked at Shamil Bank of Bahrain BSC as internal auditing manager responsible for numerous auditing and consultancy projects between the years 2002 and 2004. He joined the Ithmaar Bank at the same city as senior manager overseeing internal audit operations between the years 2004 and 2005. Since February 2005, he has been working at ABG in Bahrain, as senior vice-president responsible for financial control. He has been holding a CPA certificate since 1996. Currently he is vice-chairman of the Accounting and Auditing Standard Board of AAOIFI and, also board and audit committee member in Jordan Islamic Bank and AlBaraka Algeria. He holds the position of a member of the Board of Directors and the Audit Committee since March 2008.
▼ Board Member : Fahad Abdullah A. ALRAJHI
He was born in Riyadh, the capital of Saudi Arabia in 1961. Mr. Al-Rajhi was graduated from the Industrial Management Department in King Fahad Petroleum & Minerals University in 1984. He commenced his professional career in 1987 at Al-Rajhi Banking and Investment Corporation as vice manager of the central branch. He was then promoted as manager of the central branch and later on as assistant manager of collaterals department. In the same bank, he was responsible for liaison with government offices and investments. He worked as a board member for Saudi Public Transportation company between 1995 and 2001. He worked as the general manager of treasury and finance department in Al-Rajhi Banking & Investment Corporation until May 2008. Currently, he is the chairman of board of directors of Fahad Abdullah Rajhi Venture Company. He is also a member of board of directors in the Islamic Bank in Bangladesh, Resot Cement at Oman and Najran Cement at UAE, Gulf Merchant Group and Capital Management House at Bahrain. He has been a member of our Board of Directors and the Corporate Management Committee since March 2008.
▼ Board Member : Kemal VAROL
Kemal Varol who was born in 1943 in Iğdır, had his Masters Degree on the Textile Chemistry from the
Institute of Science and Technology of Manchester University in 1965 where he had also completed his
Doctorate in 1968. Since 1974, Mr. Varol has been working as a senior manager in numerous companies including the Sümerbank where he worked as General Manager and Chairman of the Board. He is currently working as an Associate Professor and the Head of Industrial Engineering Department at Istanbul Commerce University. Kemal Varol was appointed as the Independent Board Member to the Board of Albaraka Türk in 2013 and he is also the chairman of Corporate Governance Committee and a member of Credit Committee
▼ Board Member : Dr. Fahrettin YAHŞİ
He was born in Fatsa, Ordu in 1965. He gained his BA degree from Ankara University, Faculty of Political Sciences, Department of Business Administration in 1987 and PhD degree from Marmara University, Institute of Banking and Insurance, Department of Banking in 2014. In 1987, he started working as a Bank Auditor. Later, he worked as the Deputy General Manager in Ege Bank between 1996-1998. In 1998 he started to work as the Deputy General Manager in Albaraka Turk. He served as the Head Deputy General Manager in Albaraka Turk between 2005-2009. Since November 2009 he has been serving as the Board Member and General Manager of Albaraka Turk and since 2014 he’s been serving as the Chairman of Katılım Emeklilik Hayat A.S. He is also holding the Presidency duty for the Participation Banks Association currently.
▼ Board Member : Dr. Bekir Pakdemirli
Bekir Pakdemirli was appointed to the Board of Directors by General Assembly decision. Over the past 10 years, he has worked as Regional Manager for the Middle East of a multinational company, General Manager of a ceramic company in İzmir and General Manager of a publicly-listed food company. Currently, he is Business Development Manager of the company McCain and provides consultancy services on management, finance, efficiency and restructuring to corporations. Mr. Pakdemirli is a Board Member of Tarkem, historical Kemeraltı Inc., a member of Board of Trustees of the Anatolia Foundation for Autism, a Board Member of Albaraka Turk and a member of the Capital Markets Investors Association. Mr. Pakdemirli presents a weekly economic program on Ege TV. He is an amateur captain, amateur pilot and amateur radio operator. After graduating from Bilkent University, Faculty of Business Administration, he completed his Master’s degree in Management at Başkent University and his PhD degree in Economics at Celal Bayar University.
Department Managers
Department Managers
Alternative Distribution Channels Department Mesut AK
Banking Services Operations Department Ahmet ERKOÇ
Retail Credits Department Ali KUDEN
Retail Marketing Department Kenan SARIOĞLU
Retail Products Department Ömer Lütfi TAMA
IT Support Department Hasan ABACIOĞLU
Governance and Strategy of IT Department Hasan Laçin
Budget and Financial Reporting Department Yunus Ahlatçı
International Banking Operations Department Nihat BULUT
Training and Organization Department Ahmet KOÇ
Financial Institutions Department Mustafa ÇETİN
Treasury Marketing Department İhsan Fehmi SÖZKESEN
Legal Advisory Hasan AVŞAR
Legal Follow-up Department Hilmi KARAKUŞ
Internal Control İlhami ÖZDEMİR
Administrative Services Department Ahmet GÜZEL
Building and Realty Department Murat KUREŞ
Human Values Department Süleyman ÇELİK
Credit Limitation Management Department Ahmet KOÇ
Credit Monitoring Department Erdem BUDUR
Credits Operations Department Fatih BOZ
Corporate Credits Department Osman ÇELEBİ
Corporate Marketing Department Deniz AKSU
Corporate Communicatıon Department Ekrem ŞAHİN
Financial Affairs Department Fehmi GÖL
Legislation and Compliance Hakan KURBETCİ
Payment Systems Operations Department Erdem BUDUR
Performance and Career Management Department Ercan ALBAY
Customer, Channel and Analytical Applications Development Department Teoman TAĞTEKİN
Risk Follow-up Department Kemal YAYLA
Risk Management Volkan EVCİL
Strategy and Corporate Performance Management Department Hasan ALTUNDAĞ
Department Of Inspection Ahmet Faruk DEĞİRMENCİ
Commercial Credits Department Salih UZUN
Commercial Marketing Department Barış KÖSTEN
Commercial Product Department Erdal SEZER
Investor Relations Department Mustafa ÇETİN (Acting)
Investment Projects Department Mete ŞAHİN (Acting)
Core Banking Applications Development Department Selçuk BİLGİ