Commercial / Corporate

The alBaraka Business Card is a corporate card that allocates corporate finance limits to your company.

• A primary card will be issued in your company’s name; additional cards may be requested for executives and employees.
• Separate statements for the primary card and additional cards may be requested.
• All expenditures will be reflected on the primary cards’ statement, while spending for each additional card will be reflected on separate statements.
• This will help save time on expense reports for fuel, travel, accommodations and entertainment.
• Your company name will appear on the card along with the card holder’s name.
• With the security chip on the alBaraka Business Card, you will feel at ease and secure using your card for all your expenditures.
• If your card is lost or stolen, you don’t have to worry because your card cannot be used without knowing your PIN code.
• Your card is accepted domestically and internationally anywhere VISA is accepted.
• alBaraka Business Card eliminates cash and check problems and ensures security in your transactions.
• You can easily track employee spending.
• You can easily calculate company cost and budget.
• With automatic payments, your branch will withdraw funds from your company’s current account and apply it to the debts on your current statement.
  To get more information about the alBaraka Business Card or for banking transactions, please call our support center at 444 5 666.

Additional Services Provided by VISA

• In the event of fraud, loss or theft your alBaraka Business Card will be replaced within one business day.
• If your card is lost, stolen, or otherwise compromised while outside of Turkey, simply call the Visa Global Customer Service Representative for the country you are in. This call is free and services will be provided in your native language.
• For customers in Turkey, you can have your card replaced by calling our Support Center at 444 5 666.
• For Emergency toll-free Visa card replacement numbers outside of Turkey, please click here.
• With the alBaraka Business Card, you can call the VISA Assistance Center at 001-410-581-9994 (24 hours a day) to benefit from the following services:
• Emergency message service, which lets you receive urgent messages free of charge 24 hours a day when traveling.
• Emergency Translation Service, which provides translation services in emergency situations.
• You can also call free of charge to learn about the destination you will be traveling to (including currency exchange rates, weather, passport/visa information, passenger information, health services, etc.) before you travel.

In addition to the documents provided for allocation of a Corporate Finance Limit, the following documents must be submitted:

Business Card Application Form
Photocopies of employee IDs

Statement Closing Date
The statement closing date is the date your account balance is calculated.  The closing date is monthly and is on the same day each month.

New Balance (as of Statement Closing Date)
The new balance reflects your total balance as of your statement closing date. A + sign indicates a credit balance owed to the card owner.

Payment Due Date
This is the last day to make your monthly payment. Your due date is nine days after the closing date. If your due date falls on a holiday, it will be postponed by 1-2 days. If you do not receive your statement within the last 2 days of your due date, you can call our Credit Card Services Department 24 hours a day to learn your balance.

Bereket Points
Bereket points are calculated by giving 1 point for every 6.66 TL spent. One point is equal to 0.01 TL. Total points are deducted from active credit card balances every six months.

Automatic Fax / E-Mail Services
Along with receiving statements by mail each month, you can request to receive your statements monthly via fax (fax line only) or e-mail by calling our Credit Card Services Department or dialing our Customer Service line at 444 5 666.

Credit Limit
This is the limit that is allocated to your card for purchases and cash advances.

Available Limit
This is the limit that is available to you after the statement closing date.

Previous Balance
The previous balance reflects the amount that was outstanding on the date the previous statement was generated.

Post Date
This is the date when transactions of spending and payments are applied to your account.

Transaction Date
This is the date when transactions of spending and payments are concluded.